Equifax, one of the three big credit bureaus thought they could mess with Angela P. Williams. She said she spent over ten years trying to fix her credit records after her identity was confused with someone else.
Williams took Equifax to court, and a jury awarded her $219,000 in actual damages plus $2.7 million in punitive damages earlier this month. And it just so happens this is the largest verdict ever entered against Equifax.
The credit reporting agency was apparently extremely uncooperative in correcting Angela’s credit file. Her lawyers proved that the agency kept confusing her with someone with a similar name and bad credit. She kept disputing the errors, but thy never really got resolved.
The lawsuit was filed in 2003, but while Williams was waiting for the case to be resolved, she was denied credit and wasn’t able to apply for a mortgage.