Comments on: $3,500 wasted with United First Financial, per Dave Ramsey

By: Lee D

Lee D — Wed, 08 Sep 2010 15:56:23 +0000

WRT “Back to mandatory 45+ hrs per week for the developers.”

That qualifies as “crunch time” for UFF? In case any further proof was needed about how half-assed the program is, here you go. Any code monkey I’ve ever known would sneer at that and ask if that was going to be booked against their vacation days. That’s the coding equivalent of a 5 hour marathon time.

By: Craig Hansen

Craig Hansen — Wed, 08 Sep 2010 15:36:24 +0000

Oh, well. Just a matter of time.

With the drop in active users and agents, the coming convention could be held in a classroom. I wonder if they will hire homeless people to fill a convention hall to make it appear more full? I wonder if the average homeless person would be more knowledgeable about mortgages than the average UFirst agent?

By: Late2Game

Late2Game — Wed, 08 Sep 2010 13:12:47 +0000

Nope, still in business and struggling towards a decent beta version of MMA 5.0 for the convention. Back to mandatory 45+ hrs per week for the developers.

By: Craig Hansen

Craig Hansen — Tue, 07 Sep 2010 01:18:11 +0000

“UFF is out of business.”

I knew it was coming, but this is the first I’ve heard of it.

Can someone confirm?

By: Amy Smith

Amy Smith — Sun, 05 Sep 2010 21:03:12 +0000

Wow…
guess I got the answers I was looking for. UFF is out of business. So very sorry to the former employee. Sincerely hope you have found something.

I, ashamedly, am one of the ones who got pulled in 2 years ago, thinking it was an amazing opportunity to pay off the mortgage early. What was not taken into consideration was that life changes, emergencies come up, income decreases and now we have Much more debt than we did before. Our line of credit is huge and we just need to get out of it. The crazy thing is that we now have a fair amount of $$ after All expenses are paid, but the credit line has not decreased. It is so frustrating and beyond sickening that this is the mess we are in. My husband and I are doing all we can to truly watch what we spend.
Hindsight is always 20/20, but man, this really sucks.
Maybe I’ll take up a side job as a Mary Kay consultant… (that was for Tracy ). No, no more of that stuff for me…never again will I get involved in any sort of MLM.
Thank you for the site….this was what I was looking for.

By: Craig Hansen

Craig Hansen — Thu, 01 Jul 2010 02:40:12 +0000

Former UFF support, I too am sorry to see you out of work. The goal of the “naysayers” has always been the protection of those who may not realize that the UFirst MMA was a scam. Unfortunately, you worked for scammers, and you never had a “great product” in the MMA. It was always a clunky and less-than-useless piece of software that could never live up to the marketing hype. In a nutshell, that’s why you’re out of work – it was never a legitimate product in the first place.

I hope you find meaningful employment in a non-MLM related industry soon.

Regards,
Craig

By: JoeTaxpayer

JoeTaxpayer — Tue, 29 Jun 2010 23:20:58 +0000

Former UFF support – I’m sorry for your loss, but most of us here believed the product to be a scam and are glad if it’s gone.
I wish you well. If you dealt with customers, you likely have a marketable skill, and I hope you find work soon.
Joe

By: Former UFF Support line employee

Former UFF Support line employee — Fri, 25 Jun 2010 02:38:01 +0000

As of June 2010, UFF is all but out of business. They had their last round of lay offs at the home office just yesterday and are now down to about 8 people running both the client and agent support lines. Thats down from around 70 a year ago. All of their last ditch efforts to boost sales have failed and the next round of lay offs in a couple of months from now will be when the company closes. The MMA was a great product, but poor management, questionable business practices and just plain stupidity from the owners have got UFF to where it is today. As the company began to slide, and more and more of us were laid off, the owners continued to spend thousands of dollars on creature comforts for themselves around the office. It was sad to see. I felt like I worked for some Wall Street, big bank executives who lived in some fantasy land and refused to change their life style while all of the “little people” around them were being laid off, or having their hours cut, etc. I wouldn’t be surprised to be standing next to one of them in the line at the unemployment office soon.

By: Tracy Coenen

Tracy Coenen — Sat, 05 Dec 2009 16:29:37 +0000

Paying down your debt requires a behavioral change for most. The program doesn’t cause the behavioral change, you do. No matter what program it is, you have to make the choice to change your behavior. You’re saying that it took $3500 flushed down the toilet for you to change your behavior. You could have changed your behavior for free. Seems like a waste of $3500 to me. And no, Dave does not approve of MMA for the very reasons cited in this article.

By: Tracy

Tracy — Thu, 03 Dec 2009 17:10:15 +0000

I spent a hundred dollars on the Dave Ramsey Financial Peace Package about 5 years ago and spent 12 weeks in classes at our church – it was wonderful material and I could tell you the whole Financial Peace Program in 90 seconds and save everyone a 100 bucks and 12 weeks of their life. A few years later, to my own fault, I admit I did not follow Dave’s advice, I was further in debt. I saw the MMA, spent a couple of weeks checking it out and purchased it. All I can say is that I love the program and I am $30,000 closer to being out of debt and will be totally out of debt in 11 years, instead of 25 years. Now, you may say – you could do this on your own, I really don’t think so and maybe I’m not savvy enough, but no plan has actually worked for me except this one. Maybe I’m like the fat guy who hires a personal trainer to get in shape, can I do that on my own, I guess – eat less and exercise, but if a personal trainer brings success or a MMA brings me success, why bash it. I’d think Dave would be happy for anyone who is doing that he preaches – getting out of debt. He should champion U-First, if it’s working for people, be happy. Financial Peace did not work for me or for any other the other 30 people who attended for 12 weeks, none of them did the program, it had a 100% failure rate. I’m not bashing Dave, I blame us, but why beat up something that is working for so many people? That seems odd to me.