The best thing about UFF is that they don’t tell you to create a balance sheet. If they did, you’d see that the day you get scammed, your worth drops $3500. You move $$ from savings to the mortgage, no change to balance sheet. It’s all obfuscation, smoke and mirrors to convince you there’s magic in the system. Even my 11 yr old knows you pay high interest debt first until it’s paid off. What she can’t understand is why this is so complicated. She wants to know how people can get real jobs who don’t understand 4th grade math. Because that’s all that’s needed to avoid this ripoff.

Other clients had issues with version 4.0, since it was basically a broken, buggy product. Calling support multiple times got them refunds. I also suggest the UT BBB, as Craig mentioned.

When did you purchase?

Your only chance at a refund is to get a complaint registered against the parent company with the Utah Better Business Bureau:

http://utah.bbb.org/WWWRoot/Report.aspx?site=139&bbb=1166&firm=22021100#

This is the only BBB account they care about, and you’ll see all 11 prior complaints have been “addressed”.

I think you’ll need to show that your agent made a false or misleading claim. They probably did, but showing it may be difficult if it was all verbal.

The guarantee only states that the MMA report prediction will come true if all variables remain constant – not even remotely likely. Now, if the guarantee was stated differently to you, and you can show that…

Good luck. Ask away with any questions here.

income – expenses = prepayment