-L2G

Well, it doesn’t require an algorithm, it IS an algorithm. It just doesn’t require a computer program to follow the algorithm. I’ve paid off 3 credit cards this year by doing exactly what Tracy described, and never used a single spreadsheet. My husband and I did agree to cut certain expenses in order to have more “cash left over”, but we didn’t need a computer program or a spreadsheet to tell us how to do that, either. A little bit of common sense was all that was required.

It’s amazing how much we can now put into savings with those credit cards paid off.

Yes, E&Y writes press releases as well. The one you pointed to originally, you claimed was a “Reuters” release (as if somehow Reuters was giving UFF credibility), and my point was that Reuters didn’t write it and wasn’t reporting this as any sort of endorsement for UFF. There is nothing to “trash” about the press releases, which is why I haven’t trashed them. They are what they are… announcements. No sort of validation for the UFF MMA method.

Your rant is entertaining, but I in fact have provided the one and only solution consumers need…. and it’s free. Each month, pay all the minimums on debt. Pay regular living expenses and required payments. Whatever cash is left over should be paid toward the debt with the highest interest rate. This requires about 30 seconds per month of effort, and is the single fastest way to pay off debt. It doesn’t require any software or any algorithm. Just one simple math problem.

Now. You still haven’t taken yourself up on your own offer to prove with the numbers that my method gets debt paid off faster. Your personal insults and false accusations will no longer be permitted on this site. The only comments of yours that will go live must include only the numbers required to participate in your challenge. Anything else is going straight into the trash. So I invite you now to participate in your own challenge.

Your business lesson is as effective as your spelling lesson. Your have provided no facts, pointless lessons that are uninformed and well off target. I have provided solid facts weather or not you open a closed mind to them is of course your problem not mine.

This is akin to something like a horse being shown the water, but like an ass chooses not to drink. Don’t drink that water or give validation to real facts…you and your opinions will dry up and fade away. Unfortunately, later rather than sooner I’m afraid.

What is your reply to the actual award announcement coming from E&Y’s on website?

http://www.ey.com/US/en/About-us/Entrepreneur-Of-The-Year/PNW_UTAH_Article_2008-Award-Recipients

and here’s the actual media release from E&Y (from their website). Wait didn’t you say that only the company writes its press release?

You are not much of an investigator. Because here is one from E&Y not UFF. I thought you’d trash the Reuters release in someway and you didn’t disappoint. It will probable that you are going to say the same about the E&Y release. Certainly I will not be surprised in the rebuke.

Oh and here’s the media release from E&Y (their own site) or did UFF need to write this for them too?

http://www.ey.com/US/en/Newsroom/News-releases/Media-Release-30-06-08DC

The “waste of time” is really after all of course debating a know it all who has been given facts but refuses to see past their own self serving ego. You have provided nothing but rhetoric.

Your investigative skills are similar to the useless and unfounded lessons you’ve attempted to teach me. Stick to what your good at…whatever that maybe cause this is not it. Your slanderous rhetoric is a societal problem. You complain about much to which you have no viable answers or solutions to offer, which makes you part of the the problem and not the solution. Your words are cancerous. You vomit slanderous misconceptions about UFF and dismiss the facts handed to you on a silver platter. You have apparent lack in the skills to find on your own.

All this and you bathroom wall of a blog still offers the consumer who is in debt only rhetoric and no viable solution.

You provide the absolutes of a consumer debt situation and how your way will attack that debt. I will provide a second…better solution what you cough up or better yet … hack up. That seems more appropriate with you.

You may believe you are speaking the truth, but that doesn’t make it so.

And I’ve never changed my story. UFF wasn’t investigated by E&Y, period. That story stays the same.

The challenge goes like this. Pick a scenario. Put all the numbers into MMA. Give me full disclosure about all the number you’re using and the entries into the MMA software, and full disclosure about what the software spit out. Yes, let’s use a checking and a savings account, a mortgage, and two credit cards with different interest rates. Ready, set, go.

I don’t know what an “original point of view” is, but I do speak the truth here. UFF MMA is a worthless product. Consumers should not pay one cent for it. Even if it was free, consumers should not use it because it is a waste of time and it is inefficient.

http://www.reuters.com/article/pressRelease/idUS134403+03-Jul-2008+BW20080703?sp=true

And thanks for the grammar lesson. It is a word smarty pants. Didn’t realize this was a spelling test and check your dictionary or use Websters online dictionary.

http://www.merriam-webster.com/dictionary/creditability

I wonder if you have any grammar errors here all(give us a break)

I suppose you’ll dismissed this Reuters press release in some way or another. You first claim they didn’t investigate the company then changed the tone and gave some lame duck excuse. blah blah. Your defense is weak! Even if E&Y did a small award for the company…their reputation is greater than any of us on this page or any others.

Joe, and the others who chime in … one of you is enough. If I wanted dialog with you I would have addressed you. Get over yourselves! This isn’t your blog you don’t matter to me. I may address you on whatever site you have, but until that time let it go.

Ok call it a bluff or not (let’s do this!). What are you really prepared to do? Do you have some type of real challenge? Or you just blog big. You have some type of debt you want to take a challenge with? Use real debts or make up some. After all it’s Math and math doesn’t lie. Provide me with your numbers you want to use. Mortgages, auto loans, credit cards etc… Oh and all that is required for the program to work is a checking and savings account. But, your an investigator and know that already right? Who does your homework?

Additionally, if so many can do this on their own. Then why aren’t they? If they could they would and their wouldn’t be so much consumer debt. I’m sure no one wants to be out of debt early … you know since it is so easy not to be. What do you provide other than rhetoric?

It would be great if your reply was actually original in point of view. You seem to have fallen into a rut with your posts.