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  • Deception In the Sale of the United First Financial Product?

    I found this interesting description of the deception involved in selling the United First Financial program to unsuspecting consumers for $3,500:

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  • The United First Financial System is Based on the Australian Banking System!

    I have had a ton of fun researching the United First Financial “program” being sold for $3,500 by multi-level marketing people. The more I read, the more it’s clear that this is a bad way to spend $3,500. Apparently, telling […]

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  • United First Financial Agent Compensation Plan

    In researching United First Financial and the Money Merge Account, there weren’t many sources of information on the compensation structure for agents. What I do know is this: The official corporate website does not mention “the opportunity” or “business opportunity,” […]

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  • I can save you $68,504 (without United First Financial)

    I promise this will be my last post for today on United First Financial. The more research I do, the more I think this company’s program sucks. Those who promote it suck. And those who participate… they’re suckers. So here’s […]

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  • What Does Dave Ramsey Think About United First Financial

    In my book, Dave Ramsey is hands down one of the best and most credible experts on getting out of debt. While I disagree with him on a few technicalities, we’re on the same page for most of what he […]

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  • Fun With Numbers: I Can Save You $19,714 (Without United First Financial)

    Yesterday I wrote about my research on a multi-level marketing company called United First Financial. My problem with the company is not that what they’re selling isn’t good or doesn’t help people. The plan can help people pay down their […]

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  • A New Pyramid Scheme: United First Financial

    Recently, someone on my consumer awareness site Pink Truth asked about United First Financial. I did some quick research and came to the conclusion that it was a typical multi-level marketing scheme… basically a pyramid scheme that relies on the […]

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  • Utah Woman a Star in Pink

    The Salt Lake Tribune By Steven Oberbeck In the world of Mary Kay cosmetics, Gladis Camargo of Riverton is a superstar. During the past 13 years, Camargo has built up a marketing organization of nearly 40 sales directors who in […]

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  • Supporting Pyramid Schemes is Lucrative for Politicians

    As Barry Minkow (Fraud Discovery Institute), Dr. Jon Taylor, Robert FitzPatrick, Eric Scheibeler and others (including me) continue the unpopular fight against multi-level marketing companies (which are nothing more than disguised pyramid schemes), I occasionally come across items of interest… […]

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  • Irresponsible reporting about Usana by The Associated Press

    In an article today about the Usana Health Sciences (NASDAQ:USNA) buyout offer by Myron Wentz (Gull Holdings), the following inaccurate statement was made: The Securities and Exchange Commission concluded during the first quarter USANA’s marketing model is not a pyramid […]

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