{"id":1494,"date":"2008-05-16T13:00:53","date_gmt":"2008-05-16T19:00:53","guid":{"rendered":"http:\/\/www.sequence-inc.com\/fraudfiles\/?p=1494"},"modified":"2011-08-14T21:39:16","modified_gmt":"2011-08-15T02:39:16","slug":"i-can-save-you-68504-without-united-first-financial","status":"publish","type":"post","link":"https:\/\/www.sequenceinc.com\/fraudfiles\/i-can-save-you-68504-without-united-first-financial\/","title":{"rendered":"I can save you $68,504 (without United First Financial)"},"content":{"rendered":"<p>I promise this will be my last post for today on United First Financial. The more research I do, the more I think this company&#8217;s program sucks. Those who promote it suck. And those who participate&#8230; they&#8217;re suckers.<\/p>\n<p>So here&#8217;s how my plan works, and I&#8217;m giving you this for free! I&#8217;m using a $200,000 mortgage with an 6.5% interest rate for 30 years.<\/p>\n<p>First, take the $3,500 you were going to pay to United First Financial, and apply it to the principal of your mortgage immediately. This <a href=\"http:\/\/www.sequence-inc.com\/fraudfiles\/2008\/05\/16\/fun-with-numbers-i-can-save-you-19714-without-united-first-financial\/\">saves you $19,714<\/a> over the life of your mortgage, and ends your payments 19 months early.<!--more--><\/p>\n<p>Next, add $100 to each monthly mortgage payment for the life of the loan. Just $100 extra per month. If you do that along with the $3,500 you applied in the beginning, you will pay off your mortgage 79 months early. Yes, that&#8217;s six-and-a-half years early. And you&#8217;ll <strong>save a total of $68,504 in interest<\/strong> by doing both of these things. Not a bad deal, is it? And I just told you that for free.<\/p>\n<p>And just to make this example even more useful&#8230; suppose that after being on this plan for three years, you were able to apply an extra $500 per month (instead of the $100) to your mortgage. (This, of course, is the result of you doing a better job of managing your money and getting rid of other debts that are sucking the life out of your bank account.)<\/p>\n<p>If you did that, you&#8217;d be done paying your mortgage 169 months early. Yes, that&#8217;s over 14 years early. <strong>And you save yourself over $129,000 in interest by doing this.<\/strong><\/p>\n<p>It&#8217;s easy to run the numbers and see how quickly you could pay off your mortgage and how much money you will save. It&#8217;s much harder to actually be disciplined and do what it takes to achieve those savings. But you don&#8217;t need a $3,500 piece of software to to that.<\/p>\n<p>Did I already say that? Yes. Multiple times today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I promise this will be my last post for today on United First Financial. The more research I do, the more I think this company&#8217;s program sucks. Those who promote it suck. And those who participate&#8230; they&#8217;re suckers. So here&#8217;s [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[824,184],"tags":[891,1184,889],"class_list":["post-1494","post","type-post","status-publish","format-standard","hentry","category-consumer-protection","category-pyramid-schemes-mlm","tag-money-merge-account","tag-mortgage-acceleration","tag-united-first-financial"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p6Z0e-o6","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/posts\/1494","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/comments?post=1494"}],"version-history":[{"count":0,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/posts\/1494\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/media?parent=1494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/categories?post=1494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/tags?post=1494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}