{"id":3213,"date":"2008-12-17T16:39:09","date_gmt":"2008-12-17T22:39:09","guid":{"rendered":"http:\/\/www.sequence-inc.com\/fraudfiles\/?p=3213"},"modified":"2011-08-19T21:39:47","modified_gmt":"2011-08-20T02:39:47","slug":"who-is-making-money-as-a-united-first-financial-agent","status":"publish","type":"post","link":"https:\/\/www.sequenceinc.com\/fraudfiles\/who-is-making-money-as-a-united-first-financial-agent\/","title":{"rendered":"Who Is Making Money As a United First Financial Agent?"},"content":{"rendered":"<p><a href=\"http:\/\/www.sequence-inc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uff.jpg\"><img decoding=\"async\" class=\"lazyload alignright size-full wp-image-3218\" title=\"uff\" src=\"http:\/\/www.sequence-inc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uff.jpg\" data-orig-src=\"http:\/\/www.sequence-inc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uff.jpg\" alt=\"uff\" width=\"179\" height=\"82\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27179%27%20height%3D%2782%27%20viewBox%3D%270%200%20179%2082%27%3E%3Crect%20width%3D%27179%27%20height%3D%2782%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uff-300x138.jpg 300w,  400w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 179px) 100vw, 179px\" \/><\/a>Not many people, that&#8217;s for sure. As with any multi-level marketing company, a tiny fraction of people at the very top of the recruiting pyramid make some money, and everyone else makes little to nothing.<\/p>\n<p>Here are the numbers posted on a UFF agent&#8217;s website in August 2008 (click to see full size):<!--more--><\/p>\n<p><a href=\"http:\/\/www.sequence-inc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uffagents.gif\"><img decoding=\"async\" class=\"lazyload aligncenter size-full wp-image-3215\" title=\"uffagents\" src=\"http:\/\/www.sequence-inc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uffagents.gif\" data-orig-src=\"http:\/\/www.sequence-inc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uffagents.gif\" alt=\"uffagents\" width=\"500\" height=\"181\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27500%27%20height%3D%27181%27%20viewBox%3D%270%200%20500%20181%27%3E%3Crect%20width%3D%27500%27%20height%3D%27181%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-content\/uploads\/2008\/12\/uffagents-300x108.gif 300w,  718w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/a>What, exactly, do these numbers tell us? That like any other ordinary multi-level marketing company, almost no one can make a living doing it. Oh, there are plenty of promises of &#8220;financial freedom&#8221; and making gobs of money and supporting your family while working for yourself&#8230; But the reality is that almost no one does so.<\/p>\n<p>In the case of UFF, they have something along the lines of <a href=\"http:\/\/www.sequence-inc.com\/fraudfiles\/2008\/11\/18\/united-first-financial-broker-numbers\/\">60,000 agents that have signed up since the beginning<\/a>. Only &#8220;active&#8221; agents are included in the above figures, and &#8220;active&#8221; means that the agent has sold at least one software subscription in the last 12 months. How many of the 60,000 are active? Certainly less than all. But for the sake of argument, we&#8217;ll pretend they&#8217;re all active (since the Money Merge Account is such a great product, and all).<\/p>\n<p>The top 0.85% of agents (less than 1%) would amount to 510 people. They are paid gross commissions of an average of $15,304 a month. Sounds great, doesn&#8217;t it?<\/p>\n<p>Except there are another 59,268 agents who are paid gross commissions of an average of $775 a month. Can you support your family on $775 a month? Does that sound like financial freedom? Because you have <strong>a 99% chance<\/strong> of only making $775 a month.<\/p>\n<p>But wait! That&#8217;s just an average, right? Well even the highest level of agents in that group of 59,268 are only earning $3,274 a month gross commissions. That might be a fine income for some, but for many, it sure doesn&#8217;t sound like &#8220;financial freedom.&#8221;<\/p>\n<p>United First Financial is selling a substandard product, with false dreams of financial stability and freedom. Did the agent trying to recruit you tell you that you have a less than 1% chance of earning a decent income with the company?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Not many people, that&#8217;s for sure. As with any multi-level marketing company, a tiny fraction of people at the very top of the recruiting pyramid make some money, and everyone else makes little to nothing. Here are the numbers posted [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[824,184],"tags":[1191,1190,889,1189],"class_list":["post-3213","post","type-post","status-publish","format-standard","hentry","category-consumer-protection","category-pyramid-schemes-mlm","tag-financial-mlm","tag-uff-agent","tag-united-first-financial","tag-united-first-financial-agent"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p6Z0e-PP","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/posts\/3213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/comments?post=3213"}],"version-history":[{"count":0,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/posts\/3213\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/media?parent=3213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/categories?post=3213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sequenceinc.com\/fraudfiles\/wp-json\/wp\/v2\/tags?post=3213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}