{"id":9313,"date":"2012-04-24T02:00:22","date_gmt":"2012-04-24T07:00:22","guid":{"rendered":"http:\/\/www.sequenceinc.com\/fraudfiles\/?p=9313"},"modified":"2012-10-19T06:16:33","modified_gmt":"2012-10-19T11:16:33","slug":"mckmama-fraud-jennifer-mckinney-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.sequenceinc.com\/fraudfiles\/mckmama-fraud-jennifer-mckinney-bankruptcy\/","title":{"rendered":"MckMama Fraud: Jennifer McKinney Bankruptcy"},"content":{"rendered":"

\"Jennifer<\/a>Once upon a time, there was a popular mommy blogger named Jennifer McKinney. She called herself MckMama, and had a blog called My Charming Kids<\/a>. She was not noteworthy in any way – – until her fourth pregnancy took a turn for the worse. Her unborn son Stellan was determined to have a heart condition, and with pleas for prayer, Jennifer\u2019s popularity skyrocketed.<\/p>\n

The My Charming Kids blog (with McKinney\u2019s “MSC” or \u201cMany Small Children\u201d as the focus) became so popular that at its height, Jennifer was grossing at least $150,000 to $175,000 per year from advertising and money-making gimmicks.<\/p>\n

Questions Raised<\/strong><\/p>\n

Not content to post pictures of her kids and stories about everyday life, Jennifer McKinney was determined to live the high life, and pimp out herself, her family, and her blog to maximize her earnings.\u00a0 She appeared to have it all: great kids, a happy marriage, a beautiful house, a luxury vehicle, media opportunities, trips, and much more.<\/p>\n

Underneath the fa\u00e7ade – – which is covered with flowery language in grammatically challenged sentences – – Jennifer McKinney\u2019s life was an absolute train wreck. Her marriage was falling apart and the family\u2019s finances were in a shambles. McMama and her husband Israel McKinney were shamelessly spending their way around the world while stiffing creditors left and right.<\/p>\n

Critical readers (sometimes referred to as naysayers) of the My Charming Kids blog started to take notice, and a tsunami of criticism began. Multiple websites were created to expose the inconsistencies in Jennifer McKinney\u2019s supposed life.\u00a0 Key to the allegations of fraud was an analysis of the medical drama of the McKinney family, who always had sicker kids and more questionable medical situations<\/a> than normal families seem to encounter. The financial drama seemed incredible as well.<\/p>\n

While Jennifer vehemently denies ever lying to her readers, mountains of evidence have been uncovered in support of the allegations of fraud. Here was a family making big money from a home-based business, yet they were losing homes to foreclosure, having vehicles repossessed, and being accused of not paying creditors. Despite repeated claims by Jennifer that the McKinneys were going to pay all their creditors and do better in the future, their spending escalated along with their outstanding debt, to the point where they filed bankruptcy in December 2011.<\/p>\n

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Bankruptcy Fraud?<\/strong><\/p>\n

Based on the evidence uncovered, it appears that a fraud indeed has occurred\u2026 in the United States Bankruptcy Court<\/strong>. Keep in mind the law from the U.S. Code (18 U.S.C. \u00a7\u00a0152)<\/a>:<\/p>\n

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A person who\u2014<\/div>\n
(1) knowingly and fraudulently conceals<\/span> from a custodian, trustee, marshal, or other officer of the court charged with the control or custody of property, or, in connection with a case under title 11, from creditors or the United States Trustee, any property belonging to the estate of a debtor<\/span>;<\/div>\n
(2) knowingly and fraudulently makes a false oath<\/span> or account in or in relation to any case under title 11;<\/div>\n
(3) knowingly and fraudulently makes a false declaration, certificate, verification, or statement under penalty of perjury<\/span> as permitted under section 1746 of title 28, in or in relation to any case under title 11;<\/div>\n<\/blockquote>\n

Ultimately, fraud must be determined by a trier of fact. In this case, that would be the judge in the Chapter 7 Bankruptcy filing of Jennifer H. McKinney and Israel R. McKinney. However, as a trained fraud investigator, I can recognize red flags of fraud, and that\u2019s exactly what we\u2019re going to look at here: The red flags of fraud in the McKinney bankruptcy filing. (A MckFraud?)<\/p>\n

This article is going to discuss the false disclosures and omissions from Jennifer McKinney’s bankruptcy filings and creditors meeting. A huge thank you goes out to the MckMama Without Pity Blog (mckmamatruths.com) <\/a>which provided all of the transcripts and many of the documents linked below.<\/p>\n

As this article is rather lengthy, you can use these links to jump to the relevant sections:<\/p>\n

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