According to an article on the Motley Fool site earlier this year, credit card debt is a huge problem. They say that Americans owe over half a trillion dollars in credit card debt. An analysis by the U.S. Public Interest Research Group and Consumer Federation of America shows that the average household has $10,000 to $12,000 in revolving debt and has 9 credit cards.

While using credit cards to excess is a problem, not having any credit cards at all can also be a problem. Credit cards are necessary to help build a credit history. The key is to pay all charges in full every month.

On the Neat Living Blog, Ariane talks about clutter and her experience with credit cards in the late 80s. She also discusses some interesting things related to needs and wants in our society, how we’re always in a hurry, and how we end up collecting stuff upon stuff upon stuff.