• In a past appearance on CNBC’s On the Money, Tracy Coenen talked about how consumers could protect themselves from business opportunity scams and multi-level marketing (MLM) schemes. MLMs parade themselves around as business opportunities, but they are nothing more than […]

  • Do you think it’s only the “bad” people who do bad things in multi-level marketing? Those who frontload new recruits, dial for dollars at the end of the month (i.e. get people to order products they don’t need), talk only […]

  • In a turn of events many people predicted, Villa Vie Odyssey, a residential cruise ship, is in dire financial straits. Overnight (April 4 to 5, 2026), residents received letters slipped under their cabin doors soliciting funds from them. Villa Vie […]

  • Despite all the warnings about tax scams, consumers are still falling victim to these types of fraud. Tracy Coenen talks on CNBC about the top five tax scams that consumers should be aware of. This episode is from 2008, but […]

  • Multi-level marketing companies (MLMs) like to refer to themselves as “Direct Sales” companies, because this puts the focus on the sale of the product or service, and takes focus off the business of recruiting. I’ve been researching MLMs for years, […]

  • When someone introduces you to multi-level marketing (MLM), they are likely talking to you about the sales aspect of the company. They are talking about the fabulous product (maybe even about how it “sells itself”) and they are probably downplaying […]

  • World Aid Runners presents itself as a humanitarian lifeline in war-torn Ukraine… a U.S.-based nonprofit operating a “Free Store at the Front” in Kherson, where civilians displaced by Russia’s invasion can receive food, medicine, and clothing. The group is led […]

  • 1/14/13 misdemeanor conviction for second OWI (offense date 7/23/12) https://www.sequenceinc.com/fraudfiles/wp-content/uploads/moraski-2012-owi-conviction.pdf 9/18/13 order suspending WI medical license https://www.sequenceinc.com/fraudfiles/wp-content/uploads/luann-moraski-suspended-091813.pdf 9/20/18 WI medical license reinstated https://www.sequenceinc.com/fraudfiles/wp-content/uploads/license-reinstated-092018.pdf 3/02/21 misdemeanor conviction for third OWI (offense date 7/13/20) https://www.sequenceinc.com/fraudfiles/wp-content/uploads/moraski-2020-owi-conviction.pdf 5/18/22 order suspending WI medical license https://www.sequenceinc.com/fraudfiles/wp-content/uploads/luann-moraski-suspended-051822.pdf […]

  • Commonwealth of Kentucky Court of Appeals decision in Dusing v. Bakker entered 6/16/23 Listen to this voicemail Ben left the mother of his child

  • Hundreds of thousands of Americans get sucked into Multi-Level Marketing (MLM) companies each year. From Mary Kay to Amway to Herbalife to PrePaid Legal, the list is seemingly endless. Each offers its own special spin on the products it sells, […]