• Shop to Earn member says the company won’t refund his money

    This isn’t the first reader commenting here about their ability to get a refund from ShopToEarn (aka ShopToEarth). If you sign up as a member, there is apparently a clause which offers refunds, but members seem to have a hard […]

  • United First Financial’s New Math (It’s Still Not Worth $3,500.)

    Guest post by Craig Hansen The fine folks at United First Financial (UFF) have come out with a new version of their Money Merge Account (MMA). It’s version 4, and it’s marketed as something that uses… factorial math! And promoters […]

  • Mutual Funds Suck!

    I hate mutual funds. Check this out: Out of almost 2,100 diversified retail U.S. stock mutual funds that are open to new investors, just 17 have positive returns for both the past 12 months and year-to-date, according to investment researcher […]

  • Let the bashing of Sarah Palin begin!

    This is priceless. CNN.com has a commentary by Paul Begala on John McCain’s selection of Sarah Palin for his running mate. He says in part: Palin a first-term governor of a state with more reindeer than people, will have to […]

  • Len Clements: Usana Distributor With “Seasoned” Associate Number

    Well, well, well. Leonard Clements, defender of Usana to his death, former “executive” of multi-level marketing company Zenza, failed business owner… is now a Usana distributor. But he’s not just any distributor. No, any distributor number would not do for […]

  • United First Financial Scam: You’re Using the Bank’s Money to Pay Down Your Mortgage

    Banking 101 – If you’re “using the bank’s money” it means you’ve borrowed it from the bank and you’re going to pay interest to “use” it. You don’t get to use it for free. The United First Financial Money Merge […]

  • Ufirst Money Merge Account: Resistance is Futile

    One of the most common forms of “training” offered to members of multi-level marketing companies (also known as direct sales, pyramid schemes, dual marketing, networking marketing, etc) is Overcoming Objections. Why is that such a key? Because all of the […]

  • Wasting More Taxpayer Money at MPS

    I know you’re not surprised anymore. I’m not surprised. Milwaukee Public Schools officials spent district money to go to a conference in Philadelphia, and the employees didn’t even attend the conference. The problem is that when you’re wasting thousands of […]

  • Failure Rates in YTB and Other MLMs

    Noted MLM expert Robert FitzPatrick did a recent blog post on the YourTravelBiz.com lawsuit filed by the California Attorney General. He has a nice analysis of how and why YTB is nothing more than a pyramid. These multi-level marketing companies […]

  • Expert Fraud Investigation Hits Amazon.com

    My next book, Expert Fraud Investigation: A Step-by-Step Guide won’t be out until February 9, 2009, but it’s already on Amazon.com and available for pre-order. From the product description: A fraud investigation is aimed at examining evidence to determine if […]