I’ve outlined all the reasons why United First Financial’s Money Merge Account is a scam. Although it technically offers something to the buyer, it’s not worth anywhere near the $3,500 fee that’s charged for it. Consumers can pay off their […]

The success of multi-level marketing companies and pyramid schemes has been based partly upon favorable media coverage of the industry. The MLMs put out plenty of positive press releases, resulting in numerous fluff pieces in newspapers and magazines over the […]

If you owed a bank money under a loan that had an interest rate of 6%… And I came along and said to you “Here, take this loan with an interest rate of 8% and use the money to pay […]

Recently I’ve posted a couple of articles about my disappointment with LinkedIn. It’s my opinion that for most professionals it’s a complete waste of time. Actual benefits from it are few and far between, unless you’re looking for a job […]

I found this interesting description of the deception involved in selling the United First Financial program to unsuspecting consumers for $3,500:

Owning a franchise can be the best and the worst of times. Franchises are successful because the parent company has a proven business model, excellent training and business development guidelines, a brand that has a lot of goodwill with customers, […]

I have had a ton of fun researching the United First Financial “program” being sold for $3,500 by multi-level marketing people. The more I read, the more it’s clear that this is a bad way to spend $3,500. Apparently, telling […]

In researching United First Financial and the Money Merge Account, there weren’t many sources of information on the compensation structure for agents. What I do know is this: The official corporate website does not mention “the opportunity” or “business opportunity,” […]

I promise this will be my last post for today on United First Financial. The more research I do, the more I think this company’s program sucks. Those who promote it suck. And those who participate… they’re suckers. So here’s […]

In my book, Dave Ramsey is hands down one of the best and most credible experts on getting out of debt. While I disagree with him on a few technicalities, we’re on the same page for most of what he […]