• I have had a ton of fun researching the United First Financial “program” being sold for $3,500 by multi-level marketing people. The more I read, the more it’s clear that this is a bad way to spend $3,500. Apparently, telling […]

  • In researching United First Financial and the Money Merge Account, there weren’t many sources of information on the compensation structure for agents. What I do know is this: The official corporate website does not mention “the opportunity” or “business opportunity,” […]

  • I promise this will be my last post for today on United First Financial. The more research I do, the more I think this company’s program sucks. Those who promote it suck. And those who participate… they’re suckers. So here’s […]

  • In my book, Dave Ramsey is hands down one of the best and most credible experts on getting out of debt. While I disagree with him on a few technicalities, we’re on the same page for most of what he […]

  • Yesterday I wrote about my research on a multi-level marketing company called United First Financial. My problem with the company is not that what they’re selling isn’t good or doesn’t help people. The plan can help people pay down their […]

  • Recently, someone on my consumer awareness site Pink Truth asked about United First Financial. I did some quick research and came to the conclusion that it was a typical multi-level marketing scheme… basically a pyramid scheme that relies on the […]

  • The Salt Lake Tribune By Steven Oberbeck In the world of Mary Kay cosmetics, Gladis Camargo of Riverton is a superstar. During the past 13 years, Camargo has built up a marketing organization of nearly 40 sales directors who in […]

  • I did a post yesterday on WalletPop about LifeLock. They basically advertise services to protect you from identity thieves. When the service first was unveiled, I was intrigued. So much so, that I signed up to be an affiliate. (I […]

  • The Colorado Division of Securities has a little quiz to help you see if you know anything about investment fraud, or if you’re a scam victim waiting to be taken advantage of. In addition to the quiz which helps you […]

  • Last week, investigative journalist Gary Weiss wrote a Forbes.com article on credit card arbitration. It highlighted a process that I didn’t know a whole lot about. It seems that most (if not all) credit card agreements these days have some […]