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  • The UFF Money Merge Account Money Shuffle Explained

    Guest post by Joe Taxpayer As I looked at multiple United First Financial agents’ sites, I found the common thread was the claim that one simply can’t do this on their own, that the shifting of funds from a checking […]

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  • The United First Financial Limited Guarantee

    A comment today by one of our readers on this thread prompted me to take a look at the United First Financial money back guarantee. If you’re a customer of UFF, good luck trying to get your money back. Sure, […]

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  • Selling the Money Merge Acount from UFF

    One of our readers posted this, and it’s brilliant. It is the simplest possible way to break down what United First Financial is selling with its Money Merge Account. Question for the consumer: Would you rather pay $0 to save […]

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  • United First Financial: Sell Them With Deceit

    I’ve been critical of the United First Financial Money Merge Account for a few months now. My critique is simple: The program is not worth $3,500. It’s worth less than $100. All the MMA does is direct you to use […]

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  • United First Financial Scam: You’re Using the Bank’s Money to Pay Down Your Mortgage

    Banking 101 – If you’re “using the bank’s money” it means you’ve borrowed it from the bank and you’re going to pay interest to “use” it. You don’t get to use it for free. The United First Financial Money Merge […]

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  • Ufirst Money Merge Account: Resistance is Futile

    One of the most common forms of “training” offered to members of multi-level marketing companies (also known as direct sales, pyramid schemes, dual marketing, networking marketing, etc) is Overcoming Objections. Why is that such a key? Because all of the […]

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  • What Does Another Expert Say About Mortgage Acceleration Programs Like United First Financial?

    Don’t just take it from me and from Dave Ramsey. We think the mortgage accelerator program sold by United First Financial for $3,500 is a waste of money. We’re pretty smart, but are there other smart people who agree with […]

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  • $3,500 Wasted With United First Financial, Per Dave Ramsey

    I’ve had lots of comments on my thread here about United First Financial and Dave Ramsey. Dave is an absolute expert on credit issues, and he hates UFF. He says it’s a complete waste of money. (Of course, I agree.) […]

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  • Debunking United First Financial Myths and Deceptions

    “The UFF program is the ONLY program on the market with these exact features and benefits.” Of course it is. If it could be compared to anything else, consumers would quickly see that it’s not all it’s cracked up to […]

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  • Misleading Consumers in the Marketing of United First Financial Money Merge Account

    Over the last few weeks, I’ve been researching and reporting on the United First Financial Money Merge Account. UFF’s “agents” are poorly trained multi-level marketing pawns who spout company propaganda about how the MMA is the greatest thing since sliced […]

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