• A Victim of United First Financial Speaks

    This was left as a comment on an article here about United First Financial (UFF) and their Money Merge Account (MMA). Tracy, I wish I had read this earlier, like 2 months earlier. I did a Google search for paying […]

  • Any Way You Slice It, the UFF Money Merge Account Loses

    Anyone who has spent some time on this site knows I’m no fan of the United First Financial Money Merge Account (UFF MMA).  This “revolutionary” software is supposed to help you pay off your mortgage in record time, all for […]

  • United First Financial: Don’t Believe the Hype

    More than a year after I started to write about the evils of United First Financial, its representatives are still trying to dazzle the crowds with bogus claims of factorial math. It’s become clear that the primary method for selling […]

  • Australian Scam Sounds Exactly Like U1st Financial!

    One of the credibilty builders (i.e. smokescreens) that United First Financial agents use when trying to sell their Money Merge Account is… “It’s based on the Australian banking system!” The claim is that this “system” has been used successfully in […]

  • The UFF Money Merge Account Fraud

    Today a seller of the United First Financial Money Merge Account product threw out a challenge: Show him how a simple spreadsheet can pay off a mortgage faster than MMA. He said that his client owed $200,000 on a mortgage, […]

  • Will United First Financial Refund Your Money?

    There is plenty of criticism here of United First Financial, Ufirst Financial, UFF,  Money Merge Account, MMA, or whatever Google likes… One of the arguments UFF supporters always seem to throw out is the “money back guarantee” that UFF gives.  […]

  • United First Financial Made Simple

    What a simple, yet eloquent explanation from one of our readers on the read deal behind UFF’s Money Merge Account (MMA). UFF is a SCAM. Borrowing at 8% to cover 6% loan will make you less money. Paying down your […]

  • United First Financial Memo About Blogs and Forums

    United First Financial management has asked its agents to not participate on discussion forums, message boards, and blogs. Why? Because they’re having their hats handed to them. Simple math outdoes the UFF “factorial math” any time. Save the $3,500 and […]

  • United First Financial Broker Numbers and Earnings

    Today I received some interesting information on United First Financial, the company selling the $3,500 Money Merge Account. Here is a listing of all UFF agents (warning: large file download), showing that there are 59,703 agents on the rolls. The […]

  • Joe Taxpayer’s Five Part Money Merge Analysis

    Haven’t gotten enough of the cold hard reality that United First Financial’s MMA is inferior to a very simple (and free!) do-it-yourself prepayment of your mortgage (which only requires you to pay extra on your mortgage once a month)? Joe […]