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The Blog
  • Friday’s appearance on CNBC’s On the Money

    In case you missed it, I was on CNBC’s personal finance show On The Money on Friday. You can watch the second Web Extra video here. I offered the following year-end tax tips to help consumers:

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  • Avoiding Business Opportunity Scams and Multi-Level Marketing Schemes

    CNBC’s “On the Money” wants consumers to know how to protect themselves from mainstream business opportunity scams and multi-level marketing schemes that could cost the average consumer hundreds or thousands of dollars.

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  • United First Financial Broker Numbers and Earnings

    Today I received some interesting information on United First Financial, the company selling the $3,500 Money Merge Account. Here is a listing of all UFF agents (warning: large file download), showing that there are 59,703 agents on the rolls. The […]

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  • Joe Taxpayer’s Five Part Money Merge Analysis

    Haven’t gotten enough of the cold hard reality that United First Financial’s MMA is inferior to a very simple (and free!) do-it-yourself prepayment of your mortgage (which only requires you to pay extra on your mortgage once a month)? Joe […]

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  • Consumers Easier to Scam During Tough Economic Times

    The Los Angeles Times did an article this week on consumer scams thriving during difficult economic times. I think their observations and comments were right on the money! If the searches consumers are using to get to my site are […]

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  • The UFF Money Merge Account Money Shuffle Explained

    Guest post by Joe Taxpayer As I looked at multiple United First Financial agents’ sites, I found the common thread was the claim that one simply can’t do this on their own, that the shifting of funds from a checking […]

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  • The United First Financial Limited Guarantee

    A comment today by one of our readers on this thread prompted me to take a look at the United First Financial money back guarantee. If you’re a customer of UFF, good luck trying to get your money back. Sure, […]

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  • Selling the Money Merge Acount from UFF

    One of our readers posted this, and it’s brilliant. It is the simplest possible way to break down what United First Financial is selling with its Money Merge Account. Question for the consumer: Would you rather pay $0 to save […]

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  • United First Financial: Sell Them With Deceit

    I’ve been critical of the United First Financial Money Merge Account for a few months now. My critique is simple: The program is not worth $3,500. It’s worth less than $100. All the MMA does is direct you to use […]

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  • United First Financial’s New Math (It’s Still Not Worth $3,500.)

    Guest post by Craig Hansen The fine folks at United First Financial (UFF) have come out with a new version of their Money Merge Account (MMA). It’s version 4, and it’s marketed as something that uses… factorial math! And promoters […]

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