If you owed a bank money under a loan that had an interest rate of 6%… And I came along and said to you “Here, take this loan with an interest rate of 8% and use the money to pay […]

Recently I’ve posted a couple of articles about my disappointment with LinkedIn. It’s my opinion that for most professionals it’s a complete waste of time. Actual benefits from it are few and far between, unless you’re looking for a job […]

I found this interesting description of the deception involved in selling the United First Financial program to unsuspecting consumers for $3,500:

Owning a franchise can be the best and the worst of times. Franchises are successful because the parent company has a proven business model, excellent training and business development guidelines, a brand that has a lot of goodwill with customers, […]

I have had a ton of fun researching the United First Financial “program” being sold for $3,500 by multi-level marketing people. The more I read, the more it’s clear that this is a bad way to spend $3,500. Apparently, telling […]

In researching United First Financial and the Money Merge Account, there weren’t many sources of information on the compensation structure for agents. What I do know is this: The official corporate website does not mention “the opportunity” or “business opportunity,” […]

I promise this will be my last post for today on United First Financial. The more research I do, the more I think this company’s program sucks. Those who promote it suck. And those who participate… they’re suckers. So here’s […]

In my book, Dave Ramsey is hands down one of the best and most credible experts on getting out of debt. While I disagree with him on a few technicalities, we’re on the same page for most of what he […]

Yesterday I wrote about my research on a multi-level marketing company called United First Financial. My problem with the company is not that what they’re selling isn’t good or doesn’t help people. The plan can help people pay down their […]

Recently, someone on my consumer awareness site Pink Truth asked about United First Financial. I did some quick research and came to the conclusion that it was a typical multi-level marketing scheme… basically a pyramid scheme that relies on the […]