It’s become far too common to hear news reports of financial fraud at churches. Is fraud at religious non-profits increasing, or are we just hearing more about it during a time when the topic of fraud is at the forefront? […]

Owning a franchise can be the best and the worst of times. Franchises are successful because the parent company has a proven business model, excellent training and business development guidelines, a brand that has a lot of goodwill with customers, […]

You’re not going to miss $5,000 – Politicians spending your money again! Don’t spend my tax dollars to prove the Patriots are cheaters! – Yes, we know they’re cheaters. Get over it! More discounts at Wal-Mart benefit consumers across the […]

I have had a ton of fun researching the United First Financial “program” being sold for $3,500 by multi-level marketing people. The more I read, the more it’s clear that this is a bad way to spend $3,500. Apparently, telling […]

Francine McKenna over at re: The Auditors has a nice piece about Dan Stulac, a former Arthur Andersen partner who was in charge of the Peregrine Systems audit. Dan used the “I was duped” defense in his criminal case (charges […]

In researching United First Financial and the Money Merge Account, there weren’t many sources of information on the compensation structure for agents. What I do know is this: The official corporate website does not mention “the opportunity” or “business opportunity,” […]

I promise this will be my last post for today on United First Financial. The more research I do, the more I think this company’s program sucks. Those who promote it suck. And those who participate… they’re suckers. So here’s […]

In my book, Dave Ramsey is hands down one of the best and most credible experts on getting out of debt. While I disagree with him on a few technicalities, we’re on the same page for most of what he […]

Yesterday I wrote about my research on a multi-level marketing company called United First Financial. My problem with the company is not that what they’re selling isn’t good or doesn’t help people. The plan can help people pay down their […]

Recently, someone on my consumer awareness site Pink Truth asked about United First Financial. I did some quick research and came to the conclusion that it was a typical multi-level marketing scheme… basically a pyramid scheme that relies on the […]