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The Blog
  • Debunking United First Financial Myths and Deceptions

    “The UFF program is the ONLY program on the market with these exact features and benefits.” Of course it is. If it could be compared to anything else, consumers would quickly see that it’s not all it’s cracked up to […]

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  • Patrick Byrne, CEO of Overstock.com Is a Crook, According to Himself

    According to a transcript of an interview that Overstock.com (NASDAQ:OSTK) CEO Patrick Byrne did with CNBC in 2004, he is a crook. Here’s the relevant portion: Interview: Patrick Byrne, chairman and CEO of Overstock.com, discusses the company’s revenues and earnings […]

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  • More Interesting Mark Shurtleff News

    Utah Attorney General Mark Shurtleff keeps providing interesting material for bloggers. Two weeks ago I wrote about the campaign contributions Shurtleff receives from multi-level marketing companies (MLMs) like Usana Health Sciences (NASDAQ:USNA) and Pre-Paid Legal (NYSE:PPD), and his support for […]

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  • Overstock.com Materially Overstates EBITDA

    Sam Antar has a great article today on Overstock.com (NASDAQ:OSTK) continuing to overstate EBITDA. Specifically, Sam says: In Overstock.com’s Q1 2008 earnings release and 10-Q report the company continued to improperly remove from its EBITDA calculation, certain stock-based expenses in […]

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  • Milwaukee Mayor Wants to Raise Property Taxes 26%

    Milwaukee politicians are crying “woe is me” like they do every year. This year rising fuel costs probably pay a big part in budget difficulties, but I’m immune to their crying. Every year they keep raising property taxes, and every […]

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  • LifeLock CEO: Our Service Kinda Works

    Todd Davis, the CEO of LifeLock, is trying to get the word out that the LifeLock identity theft service works sometimes! In the below video, Davis tells Matt Lauer on the Today Show that his identity has only been stolen […]

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  • Misleading Consumers in the Marketing of United First Financial Money Merge Account

    Over the last few weeks, I’ve been researching and reporting on the United First Financial Money Merge Account. UFF’s “agents” are poorly trained multi-level marketing pawns who spout company propaganda about how the MMA is the greatest thing since sliced […]

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  • Getting Into Even More Credit Card Trouble With United First Financial

    I’ve outlined all the reasons why United First Financial’s Money Merge Account is a scam. Although it technically offers something to the buyer, it’s not worth anywhere near the $3,500 fee that’s charged for it. Consumers can pay off their […]

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  • Mainstream Media Recognizes Mary Kay Cosmetics As a Product Based Pyramid Scheme

    The success of multi-level marketing companies and pyramid schemes has been based partly upon favorable media coverage of the industry. The MLMs put out plenty of positive press releases, resulting in numerous fluff pieces in newspapers and magazines over the […]

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  • Analyzing the Details of the United First Financial Program

    If you owed a bank money under a loan that had an interest rate of 6%… And I came along and said to you “Here, take this loan with an interest rate of 8% and use the money to pay […]

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