This was left as a comment on an article here about United First Financial (UFF) and their Money Merge Account (MMA). Tracy, I wish I had read this earlier, like 2 months earlier. I did a Google search for paying down mortgages, and came across UFF’s Money Merge Account. I …
We have discussed at length all of the reasons why the United First Financial Money Merge Account (UFF MMA) program is a waste of $3,500. In fact, we’ve even proven how even if the software was FREE, consumers are better off not using it. The evidence which supports these assertions …
More than a year after I started to write about the evils of United First Financial, its representatives are still trying to dazzle the crowds with bogus claims of factorial math. It’s become clear that the primary method for selling consumers on this ridiculously expensive software that the consumer doesn’t …
One of the credibilty builders (i.e. smokescreens) that United First Financial agents use when trying to sell their Money Merge Account is… “It’s based on the Australian banking system!” The claim is that this “system” has been used successfully in Australia for years, and so we should believe in it …
Today a seller of the United First Financial Money Merge Account product threw out a challenge: Show him how a simple spreadsheet can pay off a mortgage faster than MMA. He said that his client owed $200,000 on a mortgage, and with only $200 “extra” cash left each month after …
There is plenty of criticism here of United First Financial, Ufirst Financial, UFF, Money Merge Account, MMA, or whatever Google likes… One of the arguments UFF supporters always seem to throw out is the “money back guarantee” that UFF gives. I’ve been critical of this guarantee here, because I think …
What a simple, yet eloquent explanation from one of our readers on the read deal behind UFF’s Money Merge Account (MMA). UFF is a SCAM. Borrowing at 8% to cover 6% loan will make you less money. Paying down your mortgage directly (instead of using HELOC) will put you ahead.
Not many people, that’s for sure. As with any multi-level marketing company, a tiny fraction of people at the very top of the recruiting pyramid make some money, and everyone else makes little to nothing. Here are the numbers posted on a UFF agent’s website in August 2008 (click to …
United First Financial management has asked its agents to not participate on discussion forums, message boards, and blogs. Why? Because they’re having their hats handed to them. Simple math outdoes the UFF “factorial math” any time. Save the $3,500 and simply put your extra cash each month toward your debt …
Today I received some interesting information on United First Financial, the company selling the $3,500 Money Merge Account. Here is a listing of all UFF agents (warning: large file download), showing that there are 59,703 agents on the rolls. The fee to sign up as an agent is $175. Multiply …
