MckMama House Fire is Not Suspicious In the Least

jennifer-israel-mckinneyReaders of the Fraud Files are familiar with the story of Jennifer McKinney – - mommy blogger who calls herself MckMama – - who is prone to lies and exaggerations. She and her husband Israel were accused of  lying to and manipulating readers for financial gain. What began as a touching story of a family with a very sick child turned into a long-running gravy train, from which Jennifer and Israel McKinney profited handsomely.

But making hundreds of thousands of dollars from gullible sheeple reading a blog wasn’t enough for the McKinneys. No, they had to run up over $725,000 of debts and attempt to have them discharged in bankruptcy. Fortunately, bankruptcy trustee Gene Doeling caught on quickly, and accused them of attempting to defraud their creditors by failing to report tens of thousands of dollars of income per year.

So it should come as no surprise to readers that the recent house fire at the home inhabited by (but not owned by) the McKinneys looks suspicious. You see, Jennifer Howe Sauls McKinney entered into a land contract with the owners, putting down $20,000 and making monthly payments toward the purchase price of $282,500. A balloon payment of $258,126 is due on the land contract April 15, 2013. And…..WHOOPSIE…. the bankruptcy was not discharged and MckMama and her stud still owe more than $725,000 to creditors. There is little doubt that they will not qualify for bank financing, and therefore are all set to lose their $20,000 down payment along with the house.

This means the McKinneys would again be searching for a residence (and conveniently on the run from creditors…. if they can’t find her, they can’t serve her with court papers!).

Last weekend MckMama claimed a fire “ravaged” the house. She said that firefighters worked through the wee hours of the morning trying to save what they could.

jennifer-mckinney-house-fire

Does it come as any surprise that the People of the Internets wondered whether she was lying?

MckMama gave more alleged details:

mckinney-house-fire-chimney

This is the picture she posted of the fire damage:

mckmama-fire-ravaged-home

Thankfully, MckMama wasn’t too shaken up to post a picture on Instagram, use a nice filter for effect, and mislead her readers about the damage from the fire.

“Ravaged our home,” you say?

A considerate reader at MckMama Truths: MckMama Without Pity was kind enough to drive by the house and take pictures for us.

This is the “ravaged” house:

mckmama-house-burned-down

mckinney-house-burned-down

You can click on either of those pictures to see them full size, but you really don’t need to. Your eyes don’t deceive you. There are no broken windows. There is no structural damage. There is plenty of snow still on the roof, with only a few little trickles of water hitting them. What you see is a hole in the roof where a small chimney fire allegedly burned. And that is the extent of it.

Naturally, the sheeple were incredibly worried about the McKinneys and whether the house was still standing. Jennifer told them that the insurance company was deciding whether to declare the house a total loss:

mckmama-house-fire-total-loss

Who knew that a small fire in an attic and one hole in the roof might lead the insurance company to think the house could be declared a total loss! Well of course, the insurance company didn’t think that at all. MckMama just said that to increase the drama (and probably the donations!).

UPDATE: Check out the alleged rebuilding that MckMama says will go on:

mckmama-rebuilding

But you can bet that Jennifer and Israel McKinney – - scammers that they are – - will not let any tragedy or any possible payday  pass them by! Count on them getting all sorts of new furnishings and clothes courtesy of an insurance company:

mckmama-house-fire-salvaged

Yep…. “salvageable stuff” from a small fire in the attic. Pray tell what was NOT salvageable in the rest of the house?

Where does a fire like this get the McKinneys? Well it might explain to their followers why they are moving AGAIN, without having to fess up that once again they have failed to live up to their financial commitments. It might get them some decent digs on the insurance company’s dime while they figure out where to go next. It might even lead them to demand their $20,000 down payment back from the sellers… after all, it’s not their fault that they can’t make good on the land contract (pay no attention to that failed bankruptcy attempt that virtually guaranteed they couldn’t get bank financing to make the balloon payment!).

Why does this story matter? Because Jennifer and Israel McKinney are serial scammers. Check out how Israel screwed an employee out of over $50,000 (while the McKinney family was living it up and racking up other debts). Read more about how they lied to the bankruptcy court.

Take a look at another recent house fire, after which Jennifer also claimed the house “burned down”:

2010-06-18-Red-House-4

Yes, this standing structure is indeed the house that “burned down” right before the McKinneys were supposed to move into it:

The house is obviously damaged, but a far cry from burned down. See how easy it is for Jennifer McKinney to embellish her stories for monetary gain?

After you educate yourselves about the lowlife McKinneys…. refuse to do business with them. If you are selling or renting a house, avoid them like the plague. If you’re thinking about becoming a part of “Team MckMama,” the venture in which Jennifer McKinney is peddling dangerous diet pills that don’t really work, walk away. If you believe one word these charlatans say, STOP IT NOW.

Get educated about these liars and thieves.

This is not the first time that there has been a suspicious fire in the McKinneys’ house. And don’t forget about those suspicious automobile accidents. Read all about their bankruptcy filing, and the lies before and during the case. Remember, when people cheat the system, all of us pay. Unpaid debts and bogus insurance claims cause all consumers to pay more for their goods and services.

And as for the creditors? You better believe that they will be informed of Jennifer’s whereabouts so they can garnish her earnings directly from Xyngular. Particularly now that she just got a $100,000 bonus that will be paid out over the next year:

mckinney-gold-executive

xyngular-gold-executive-bonus-100000

I’ve said it before… the creditors of Jennifer and Israel McKinney can get paid.

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Comments (23)

  • Cindy

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    Great job as usual Tracy. The whole situation and how she uses people is just sickening. Her children will have quite the eye opening once they are old enough to browse the internet on their own.

    Reply

  • Pam

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    Home run!!! Awesome, Tracy. It is UNBELIEVABLE that they get away with the things they do.

    Reply

  • Maren

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    Great article, Tracy…holy SHIT — she’s going to get $100K over the next 12 months AND she had a ravinging fire AND all those people have yet to be paid. Criminal, I tell ya. CRIMINAL.

    Thanks for all you do, Tracy. I hope you get this article out on the Internet quickly; that’s the only way it will do any possible good. Educating a WIDE audience quickly.

    Maren

    Reply

  • Aeryn

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    Another amazing job, Tracy. Thank you for following these scammers and helping make sure honest tax payers are not stuck funding their luxury-lives.

    I do feel sad for her children, but she had them. She will soon have a home (will it be #10 or 12?) filled with sullen teenagers who will be able to google their unfortunate parents. Mckmama Dearest has a nice ring to it. I would buy a copy!

    Reply

  • Tracy Coenen

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    I intend to keep shining a very bright light on these assholes so that more people will not be swindled. :)

    Reply

  • Kerrie

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    Again, a fabulous article Tracy. These two are criminals, nothing less. I firmly believe they will get caught. Their antics are escalating as they think they are getting away with it. I’ll be following until the day I see their mug shots posted. That will be quite the celebration indeed.

    Reply

  • NotAsize8

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    Brilliant! As usual!

    Reply

  • jbnllmum

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    YOU are amazing. Keep up the good work Tracy!

    Reply

  • Nehi

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    That snow on the roof is so telling.

    Thanks for staying on top of the situation. Is their new temporary rental address known yet?

    Reply

  • Jennifer

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    This story was rocket good.

    Reply

  • Char

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    +2555555555555555555555

    Reply

  • Char

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    +2555555555555555555555

    Reply

  • Kay

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    Do we know anything about the homeowners of their current “burned down” house? Do they have any idea who they are doing business with? Do you think they know about the McKinneys?

    Reply

  • Tracy Coenen

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    If they don’t know the story behind the McKinneys, be assured that they will soon. :)

    Reply

  • Tracy Coenen

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    With or without her address, a process server could easily find her to serve her with legal papers.

    Reply

  • Diane

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    Excellent post – every time I see someone on FB ask her about her weight loss and “how they can do it too”…I want to scream at the top of my lungs…DONT DO IT! It mades me sad for the rest of us who earn an honest living and pay our debts – and that these two get away with so much crap!!! I have to admit I felt badly when Stellan was sick – but after that I started to suspect something about this family was just “off”. I came to your site and have been following ever since. I truly hope they are caught and made to pay every cent they owe. Thanks for keeping the light on them Tracy :)

    Reply

  • Melanie

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    Because everyone deserves a gut-busting, snot-inducing, hyperventilating type laugh once in a while, Tracy.

    Compliments of MckMama.

    Reply

  • Tracy Coenen

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    I enjoyed this as well:
    Go Team MckMama!

    Reply

  • Tracy Coenen

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    And whoever did this has my eternal gratitude:
    Xyngular Jennifer McKinney

    Reply

  • Elizabeth

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    I don’t know how they did it but over the last couple of months she has posted pictures and information on a complete remodel of their “burned out” house. The rebuilt/remodeled home is beautiful. Lockers in the mud room for the kids, hard wood throughout, bright colors, etc. Pray tell, where is all that money coming from?

    Reply

  • trg3269

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    Why do you hate this girl so much…I understand you wanting to warn the public and I thank you for that, I won’t be buying into the Xyng scam. But you have something against this lady that is almost creepy- did she scam you out of money? This is starting to become somewhat of a stalking episode.

    Reply

  • Tracy Coenen

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    I don’t hate Jennifer McKinney, but I do hate her actions. She has lied over and over, and has cost good hardworking people a lot of money. I feel an obligation to warn the world about her and Israel to help minimize the future damage she is able to inflict.

    Reply

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